The DES is a good example of the resort municipality’s lack of good judgment.

Not only is the business and businessdecision-making process of these systems flawed, it has not been more environmentally sustainable and yet has an increased monetary cost. The whole process needs re-evaluation.

As for business people, or our electedleaders who manage debt, costs, and monetary issues, poorjudgmentwas exercised in these systems and through increasingglobal complexities, legalisms and a deeply enthused social structure. Our elected leaders are unwilling to cite any true substance.

The involved parties of Whistler DES systems included: Whistler council, Vancouver...

1. A 20-something shopping for a new house and trying to save up for all the weddings she’s in.

  • Go faux shopping to figure out what kind of home youre looking for and what the down payment will have to be. Aim for 10 percent.
  • Open a separate savings account for that house. Set up your paycheck to automatically contribute to it every time you get paid.
  • Get your credit score and work on it until its over 740. Then you’ll qualify for the best interest rate!

2. A woman in her 30s saving up for Disney World… and her kid’s college tuition.

  • Remember, funding your retirement comes first.
  • For your kid, open a 529 college...

Search Jim Cramers Mad Money trading recommendations using our exclusive Mad Money Stock Screener.
TheStreet) — The good guys just keep on winning, Jim Cramer told his
Mad Money TV show viewers Friday. But with next weeks flurry of earnings, Cramer told investors to stop, look and listen and not step on the battlefield because the news will be coming too fast to follow.

On Monday, Cramer said hell be watching Norfolk Southern
(NSC) and Microsoft
(MSFT) , a stock which he owns for his charitable trust, Action Alerts PLUS. Cramer said he expects good things from both companies.

Must Read: 16 Rock-Solid Dividend Stocks With 50 Years of Increasing...

During Thursday nights Daily Show, Jon Stewart took on the Monsters of Money — the business and financial leaders who flew to the World Economic Forum in Davos, Switzerland, in a fleet of 1,700 private jets to discuss topics such as climate change.

As in… can you believe how much climate weve changed? Stewart wondered aloud.

The summit, he said, is also a chance for the powerful to reflect on how the world has changed since the devastating financial collapse that many of them caused and/or profited from.

Stewart then went after some of the biggest names in business, including JPMorgan Chase CEO Jamie Dimon and AIGs Steve Miller, both of whom have complained...

Financing a home is a process most borrowers only go through a few times in their life, and we know from experience it isnt easy to stay on top of all the ins and outs of the financing requirements with all the changes being mandated by the government over the past few years.

If youre thinking about getting a new mortgage in 2015, or making a change to the financing you already have, the seven tips below should help you avoid costly mortgage mistakes.

Not reviewing your condo documents: Most condo buyers dont understand all the documentation provided by the seller and should defer to their real...

An emergency fund can be termed as the foundation of sound personal finance portfolio. It can isolate people from financial problems in the event of unforeseen accidents in the future. The other important part of personal finance is savings and investment which can be done only when expenses are tracked and organized. It is vital to keep a check on where the funds are going? In the tech-savvy world, all these tasks related to management of personal finance can be done through Smartphone apps. Here are three personal finance apps for easy and quick penny-pinching:


It is a free app to keep a complete check on your financial health. It securely manages your accounts and tracks...

In addition to providing grants to qualifying individuals, HAPHousing will also offer its first-time homebuyer course on Feb. 28 and March 7.

HAPHousing will design and implement an assistance program that provides $5,000 loans to qualifying individuals and families. Qualifying applicants must be first-time homebuyers with a household income that is 80 percent or less of the area median income.

Buyers must be purchasing a home in Belchertown, and participants must complete a first-time homebuyer course through a HUD-certified counseling agency to be eligible for the loan.

The $5,000 loan will be restricted to closing costs and the down payment for a home purchase,...

When Palmira and Dave Buten decided in 2008 to build an online personal finance simulation, they hoped to prevent kids around the nation from making the same financial mistakes as they did as young adults.

It took six years to get the national scale theyd hoped. But this winter, theyll kick off the Budget Challenge in all 50 states, with up to 150,000 high school students learning to balance a budget, pay bills and taxes, plan for retirement and maintain a good credit score, all while in competition for college scholarships and grants for their schools.

Its happening in partnership with Hamp;R Block, the Kansas City-based public company with 10,000 tax preparation centers around...

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  • Young adults have been icy toward credit cards post-Recession, but new research from Mercator Advisory Group suggests a thaw may be on the horizon.

    Per the consultancys latest report on consumer credit trends, over half of young adults (57 percent) in the US now use credit cards. The stat easily bests Mercators figure from 2013, which showed 48 percent of young adults (ages 18 to 34) using general purpose credit cards. Usage jumped particularly among 25- to 34-year-olds, who now are as likely as average to use the payment method.

    You can attribute some of the increase to the improved economy, says Karen Augustine, manager of primary...